FIRE stands for Financial Independence, Retire Early. It's a movement dedicated to extreme saving and investment that allows proponents to retire far earlier than traditional budgets and retirement plans would permit.

The 4% rule suggests that you can withdraw 4% of your retirement portfolio in the first year and adjust that amount for inflation in subsequent years without running out of money for at least 30 years.

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FIRE Calculator

Find out when you can achieve Financial Independence and Retire Early.

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About FIRE

FIRE stands for Financial Independence, Retire Early. The goal is to save and invest enough money so that the returns from your investments can cover your living expenses indefinitely.

The 4% Rule

The most common rule of thumb for FIRE is the 4% rule. It states that if you can live on 4% of your total investment portfolio, you are financially independent. This implies you need to save 25 times your annual expenses.

Types of FIRE

Lean FIRE: Retiring with a minimalist lifestyle and lower expenses.
Fat FIRE: Retiring with a higher standard of living and a larger budget.
Barista FIRE: Retiring from a full-time career but working a part-time job for supplemental income or benefits.