This calculator helps you estimate the Capital Gains Tax (CGT) you may owe when you sell an asset like stocks, cryptocurrency, or real estate for a profit.
Short-Term vs. Long-Term
Short-Term Capital Gains (STCG): Usually applies to assets held for a year or less. In many countries (like the US), these are taxed at your ordinary income tax rate.
Long-Term Capital Gains (LTCG): Applies to assets held for longer than a year. These are often taxed at a preferential lower rate to encourage long-term investment.
Country Specific Rules
- USA: Stocks held >1 year are LTCG (0%, 15%, or 20%). Short-term is taxed as ordinary income.
- India:
- Stocks/Equity Mutual Funds: STCG (20%), LTCG (12.5% above ₹1.25L).
- Other Assets: Taxed at slab rates or 20% depending on holding period (12/24/36 months).
- UK: Capital Gains Tax allowance applies. Rates depend on income tax band (10%/20% for most assets, 18%/24% for property).